Terms and Conditions
Effective Date: 8/5/2024
Welcome to First Horizon Group! These Terms and Conditions (“Terms”) govern your use of our website www.firsthorizon-group.com (“Site”), our services, and any content or materials provided by First Horizon Group (collectively, “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
- First Horizon Group
- Example message. Hi Bob. Thank you for scheduling an appointment with First Horizon Group. We look forward to meeting you.
- You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to Dylan@mail.firsthorizon-group.com.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy: www.firsthorizon-group.com/privacy-policy/
1. Acceptance of Terms
By accessing or using the Services, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Changes to Terms
First Horizon Group reserves the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Services after any modifications indicates your acceptance of the new Terms.
3. Use of Services
3.1 Account Registration
To access certain features of our Services, you may need to create an account. You agree to provide accurate and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.2 Acceptable Use
You agree to use the Services only for lawful purposes and in accordance with these Terms. You shall not:
Violate any applicable laws or regulations.
Infringe upon the intellectual property rights of others.
Upload or distribute any harmful, obscene, or offensive content.
Engage in any activity that disrupts or interferes with the Services.
4. Intellectual Property
4.1 Ownership
All content, materials, and intellectual property rights in the Services are owned by First Horizon Group or our licensors. This includes but is not limited to text, graphics, logos, videos, and software.
4.2 License
First Horizon Group grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for personal or internal business purposes in accordance with these Terms.
5. Payment and Refunds
5.1 Fees
Some of our Services may require payment of fees. By purchasing any fee-based Services, you agree to pay all applicable fees and taxes. All payments are non-refundable unless otherwise specified.
5.2 Subscription Services
If you subscribe to any recurring Services, you authorize First Horizon Group to charge your payment method on a recurring basis. You may cancel your subscription at any time, but no refunds will be provided for any partial subscription periods.
6. Disclaimers and Limitation of Liability
6.1 Disclaimers
The Services are provided “as is” and “as available” without warranties of any kind, either express or implied. First Horizon Group disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
6.2 Limitation of Liability
To the fullest extent permitted by law, First Horizon Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
Your use or inability to use the Services.
Any unauthorized access to or use of our servers and/or any personal information stored therein.
Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services.
7. Indemnification
You agree to indemnify, defend, and hold harmless First Horizon Group, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your infringement of any intellectual property.
8. Governing Law and Dispute Resolution
8.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which First Horizon Group is headquartered, without regard to its conflict of law principles.
8.2 Dispute Resolution
Any disputes arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in the jurisdiction where First Horizon Group is headquartered.
9. General Provisions
9.1 Entire Agreement
These Terms constitute the entire agreement between you and First Horizon Group regarding the use of the Services and supersede any prior agreements or understandings.
9.2 Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
9.3 Waiver
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and First Horizon Groups’ failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
Contact Us
If you have any questions or concerns about these Terms, please contact us at:
First Horizon Group
Email: Firsthorizongroup@gmail.com
By using our Services, you acknowledge that you have read and understood these Terms and agree to be bound by them.